Attention homeowners in Crownsville and Anne Arundel County: Need an appraisal?

Here are the top 7 reasons MD homeowners call on Russell Appraisals:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to cut your mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a MD divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Anne Arundel County or the state of MD

Need help determining the price of your house in or near Crownsville, MD?
Contact Russell Appraisals.

We at Russell Appraisals understand the particular needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Russell Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from Russell Appraisals is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An appraisal from Russell Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Russell Appraisals can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.